Karina Leal is fluent in Brazilian Portuguese. She was born in Rio de Janeiro Brazil and raised by both her mother and grandmother. Karina's grandmother opened her first real estate company in Brazil in the 60's when she started with a home business, expanding it then to offices in Rio de Janeiro and Vitoria, Espirito Santo.

When Karina was born, in the 70's, her grandmother's real estate business was already well established and her family well known for their hard work, honesty and focus on their clients and customers needs.

Karina grew up with a great admiration to her family's business and hard work, and since a little girl, wanted to grow fast to be allowed to work in the real estaet office.

While Karina was in college, she got her first job in the retail business. Her family soon noticed by her dedication and sucess that she was ready to join them and invited her to join the family real estate business in Vitoria Espirito Santo.

Karina managed her grandmother's real estate company in Brazil from 1994 until 2000, when she moved to Florida USA, to soon after open her own real estate company, Leal USA Realty.

_____________________________KARINA LEAL'S RESUME_____________________________

karina@lealusa.com

10/2002 to Present Karina Leal, P.A/ Leal USA Realty

Real Estate Broker and Mortgage Broker – Assisting home owners and buyers to find appropriate financing and to sell and purchase their properties, managing rental properties and the business, developing the website, marketing campaigns, participating in events promoted by the Realtors® board, and assisting new agents in closing their own deals.

Accomplishments: Closed over $ 8,000,000.00 in sales and rented over 10 properties from October/ 2004 until December/2005 and closed two mortgage deals. In 2006 hired three new real estate agents with the goal to close over $ 10,000,000.00 in sales, rent over 30 properties and close over $ 5,000,000.00 in mortgages with the launching of Leal USA Mortgage Investments.

01/2003 to 10/2004 Gulfstream Business Bank

Relationship Banker – Developing new deposit relationships and servicing existing business and personal banking relationships, utilizing strong sales and friendly “people person” skills. Accomplishments: Awarded with the “2 Cubed Award” for the 3^rd Quarter of 2003, and 2004, for extraordinary performance and outstanding service. Opened and managed over 300 new accounts, including 80 new banking relationships, with more than $ 20,000,000.00 in assets.

11/2001 to 10/2002 SunTrust Bank

Financial Service Representative (FSR) – Attracted new clients and delivered customized investments strategies to individuals, families, business and institutions, providing superior customer service within the retail branch. Accomplishments: Elected several times the Star of the Week. Elected “Top FSR Producer”. Met over 220% of my yearly goal.

06/2000 to 11/2001 Divegirl USA / PADI – Current Licensed 2006

Diving Instructor – Certified more than 50 divers in Brazil and taught over 30 American students how to be a safe diver.

05/1994 – 05/2000 Skema Real Estate, Brazil

General Manager – Effectively managed a staff of twenty in all functions. Selected and hired future employees. Delegated workload assignments, responsible for staff development, and performance evaluations. Duties included creation of company's marketing materials (as interactive kiosk, brochure and sell sheets) and promotional releases for magazines, newspaper and television. Developed and updated the Website. Accomplishments: Helped the business to grow, bringing the Real Estate Company from 200 to 750 administrated properties within one year. Successfully managed business at most crucial time. Lead circle of quality teams to streamline operations increasing company’s profitability and cutting expenses.

11/1993 – 04/1994 Chocolate Clothing Businesses, Brazil

Assistant Manager/Salesperson – In a group of 80 stores received “The Best Seller of the Week” award four times. Began as a Salesperson, promoted to Assistant Manager, training new employees on sales and store procedures. Kept records and prepared reports for upper management. Store growth sales in 20% as a result of the sales team training and the supervision of their results.

05/1993 – 11/1993 Autoe Clothing Businesses, Brazil

Salesperson – Helped get business started, customers were very satisfied with our organization, product and services delivered.

Education: Administration and Marketing University, Brazil – ES, Vitoria

Fluent in English and Portuguese. Intermediate Spanish and basic Italian.

Florida Real Estate Broker. Proficient in Office 2002, Windows XP and HTML.

English Composition Course, Palm Beach Community College.

Public Speech Course, Palm Beach Community College.

40 hour Life/Health and Variable Annuity Course.

Licensed Mortgage Broker. Mortgage Brokerage Business’ License.

Florida Notary. Certified Padi Diving Instructor.